Accruing points on your Colorado driver’s license means you may pay much more for insurance than you would otherwise. It may, too, mean that the state suspends your license for a period, depending on how many points you get from speeding or other traffic tickets.

According to the Colorado Department of Revenue, you and all drivers across the state start out with zero points on your driving records. Once you get a certain amount of points due to traffic violations, though, the Colorado Division of Motor Vehicles suspends your driving privileges. How many points you may have in your driving history before the state takes your license depends on your age.

Minors 17 and under

If you identify as a Colorado motorist who is 17 or under, your license undergoes suspension if you accrue six or more points within a 12-month period. If you get more than seven points at any time while you fall within this age group, this, too, should lead to a license suspension.

Minors between 18 and 21

If you fall between the ages of 18 and 21, expect to have your license undergo suspension if you receive nine or more points within a one-year period or 12 or more points within a two-year period. The same holds true if you receive 14 or more points at any point while you fall within this age range.

Adults over 21

Once you reach age 21, you should plan on having your license suspended if you accrue 12 or more points within one year or 18 or more points within two years.